Health Benefits
Reimagined for
Small Business
Health Plans
Medical Mutual and COSE partner to offer big benefits no matter how small your business may be. The COSE Benefit Plan provides access to benefits and programs that help your employees along their health journey while you keep your business running.
Specialty Products
Offer a fully integrated benefits package to your employees by adding Dental, Vision, Life & Disability coverage and more to your plan. Help ensure your employees needs are taken care of no matter what.
Wellness Programs
Because a healthy workplace is a happy and productive workplace, our wellness programs are designed to provide health information and engagement opportunities to help your employees achieve their healthy living goals.
Join the COSE Benefit Plan
Join more than 8,000 small businesses who save on health benefits. Medical Mutual partners with the Council of Smaller Enterprises (COSE) and affiliate chambers to offer you the COSE Benefit Plan. This is a self-funded benefit option that helps small business employers, and their employees manage the increasing cost of healthcare benefits.
To qualify for the COSE Benefit Plan, you must join COSE and/or one of the affiliate chamber partners before officially enrolling in the plan:
- Cincinnati USA Regional Chamber
- COSE
- Columbus Chamber of Commerce
- Greater Sandusky Partnership
- Richland Area Chamber & Economic Development
- Toledo Regional Chamber of Commerce
- Wyandot Chamber of Commerce
If your business is not located in one of these chamber regions, you can join COSE directly.
Get started by contacting your broker or requesting an online quote.
Why We Partner with Medical Mutual
Network Strength
Choose from a wide range of high deductible and copay plan options. Whether you prefer a network-based plan or more flexible coverage, we offer options tailored to fit the specific needs of your small business
Robust Offerings
Members have the option of adding the following fully insured employee benefits, endorsed by COSE and administered by Medical Mutual – Dental, Vision, Life & Disability, Accident, Critical Illness and Hospital Indemnity coverage.
Exceptional Customer Service
Experience Medical Mutual’s top-tier local customer service where 94% of calls are resolved on first contact. We’re backed by a mutual business model that prioritizes customers, not investors.
Group Plan Features
Pharmacy Coverage
Prescription drug benefits are included with every benefit plan. Medical Mutual partners with Express Scripts to offer your employees access to more than 59,000 pharmacies or the option for convenient mail-order services.
Online Tools & Resources
COSE Benefit Plan members have access to Medical Mutual's convenient online tools and resources, including My Health Plan, to manage all aspects of their plan 24/7.
Wellness Offerings
Support your employees’ overall health and well-being with our chronic condition-management programs, telephonic health coaching, fitness discounts and more.
