Health Insurance

Copay Plans

Copay plans give your employees fixed costs for things like office visits, prescription drugs and more.

Health Savings Account (HSA) Plans

Medical Mutual’s HSA plans are qualified high-deductible health plans. Your employees can use these plans with a health savings account (HSA) to save for healthcare costs on a tax-advantaged basis.

Health Reimbursement Arrangement (HRA) Plans

A health reimbursement arrangement (HRA) plan is IRS-approved, employer-funded and tax-advantaged. These plans reimburse employees for out-of-pocket medical expenses.

CLE-Care HMO Plans

Medical Mutual has partnered with The MetroHealth System to offer the CLE-Care HMO^®, a product designed to serve the healthcare needs of people in Cuyahoga County. Through the CLE-Care HMO^®, you and your employees can access comprehensive coverage, coordinated care and quality benefits.

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MedFlex HMO Plans

Medical Mutual has partnered with major health systems across Ohio to create the MedFlex network. This network provides members access to high-quality, affordable healthcare in more than 70 counties, covering 80% of the state.

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Share Plans

With the COSE Benefit Plan, you gain access to SuperMed Share^®, Medical Mutual’s smart and innovative shared-funding arrangement for groups with 10–50 enrolled employees. This helps you reduce monthly healthcare costs by self-funding a small portion of your group’s medical expenses.

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