Chamber Members Save Big with the COSE Benefit Plan

The Toledo Regional Chamber of Commerce has partnered with Medical Mutual and the Council of Smaller Enterprises (COSE) to offer you the COSE Benefit Plan, also known as the COSE multiple employer welfare arrangement (MEWA). This is a self-funded benefit option that helps small business employers and their employees manage the increasing cost of healthcare benefits, while providing the same great health benefits that large corporations offer.

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Experience Additional Savings

Experience up to 25% savings in health plan rates and additional savings up to 15% with Member Choice plans.

Advantages of the COSE Benefit Plan:

  • Coverage for businesses with 50 or fewer employees, including business owners with no employees
  • Various plan options, including traditional copay plans and high deductible plans
  • Potential cost savings - Self-funded plans are not subject to some ACA-mandated taxes, fees and benefits, and your good health can be reflected in lower premiums
  • Stop-loss coverage to provide additional protection from large financial losses
  • Prescription drug benefits with all plans
  • A suite of wellness programs designed to promote healthy behaviors
  • Medical Mutual's local customer care team, available through phone or email nearly every day of the week

How to Sign Up

If interested, please contact your broker, your Medical Mutual sales representative or request a quote online. If you don’t have a broker, please contact your chamber and they will help you find one. 

Other Plan Options

If the COSE Benefit Plan is not the right choice for your business, please consider ACA plans through your chamber from Medical Mutual. Learn more about our compliant ACA plans, other self-insured plans and more.